August 27th, 2009

A new report has discovered that as many as one in five young people is driving without the correct level of insurance.
The Motor Insurers Bureau (MIB) found that 250,000 people aged between 17 and 20 are taking to the roads without cover, putting insured drivers at risk if they are hit.
Many young people claimed they did not know that insurance is a legal requirement, while others said that the high cost of insurance has led to them breaking the law.
Ashton West, chief executive of the MIB, commented: "While we recognise the financial pressures for drivers taking to the roads for the first time, it is also a criminal offence to drive without proper insurance cover."
The MIB was established to deal with cases stemming from uninsured driver accidents and manages over 30,000 claims from people who have been hit by someone without cover every year.
Anyone involved in such an accident may wish to seek legal advice, as motoring claims can be complicated and lengthy.

Tags: 000 People, Accidents, Ashton, Breaking The Law, Chief Executive, Criminal Offence, Driving Without Insurance, Financial Pressures, Insurance, Insurance Cover, Led, Legal Advice, Mib, Motor Insurers Bureau, Motorists, Proper Insurance, Risk, Uninsured Driver, Young People
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August 7th, 2009

A man who suffered long-lasting injuries after he was hit head-on by another vehicle is to receive £3.3 million in compensation.
Sean Milligan, 44, had been driving in Lanarkshire in May 2004 when Mark Lynch came in the other direction on the wrong side of the road.
Mr Milligan sustained injuries to his brain which mean that he is now unable to care for himself and suffers from bouts of anger. He also has difficulty balancing and walking, the BBC attests.
He took legal action against Mr Lynch and the Motor Insurers’ Bureau (MIB) has now agreed to the payout.
Making the ruling, Lord Woolman at the Court of Session in Edinburgh said Mr Milligan’s compensation should be particularly high due to his pain and suffering.
The MIB aims to reduce the level and impact of uninsured driving and handles 30,000 claims every year for accidents which involve uninsured vehicles.

Tags: 3m, Accidents, Anger, Bbc, Bouts, Brain, Drunk Driver, Edinburgh, Hit Man, Lanarkshire, Mib, Milligan, Motor Insurers Bureau, Woolman, Wrong Side Of The Road
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July 13th, 2009

A man who was left tetraplegic in a cycling accident four years ago is to receive compensation from the Motor Insurers’ Bureau (MIB).
Graham Gregory, 48, had been riding his bicycle in West Swindon in 2005 when he was hit from behind by a car.
He was thrown from the bike and sustained serious spinal injuries. Despite spending weeks in intensive care, Mr Gregory was paralysed and is now unable to care for himself.
The victim sued the driver who hit him, but it was discovered that he was not in possession of the correct insurance and the MIB took over the case.
In a new development, it has now admitted 90 per cent liability for the crash and is to pay Mr Gregory compensation that could amount to £4 million in order to cover his long-term care.
According to the MIB, three people every hour are injured by uninsured or hit and run drivers in the UK.

Tags: Bicycle, Crash, Insurance, Intensive Care, Long Term Care, Mib, Motor Insurers Bureau, Mr Gregory, Possession, Spinal Injuries, West Swindon
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